Structured plans for every goal — from education and home ownership to business growth and wedding planning. Find the right plan for you.
All our chit plans run for 50 months. Each month, all group members contribute a fixed instalment into a common pool. One member receives the pooled amount through an open auction — either because they need it immediately or to benefit from an early access opportunity.
The discount offered by the winning bidder is shared equally among all members as a monthly dividend, which reduces everyone's net contribution. By the end of the plan, every member has both saved systematically and had the opportunity to access funds when they needed them most.
A fixed instalment is paid each month by all group members, pooling into a shared chit fund.
Members can bid for the pooled amount. The member offering the highest discount wins the fund.
The bid discount is distributed equally among all members, reducing future instalments for everyone.
Every member has received the fund by plan end — having saved regularly and benefited from dividends throughout.
All plans are transparent, fully regulated, and backed by 20+ years of trusted service. Select a plan and enquire to get started today.
The monthly instalment shown is the gross contribution before the monthly auction dividend is applied. Your net effective instalment will be lower once dividends from auction discounts are credited each month.
All plans are governed by the Chit Funds Act, 1982. Foreman commission is 5% of the chit value per month. Detailed terms and conditions are provided at the time of enrolment. For a customised illustration, please contact our team.
Joining is simple. Our team guides you through every step of the process.
Our experienced team will help you understand your options and find the chit plan that perfectly matches your savings goal and monthly budget. Speak to us today — no commitment required.